Finance (FIN)

This course provides students with the essential skills and knowledge necessary to make responsible financial decisions that align with their personal and financial goals.

Examination of current problems and issues facing managers in a changing society. Explores business, government and interest-group interrelationships. Extensive examination of ethical considerations in business. May not be taken for credit if student has completed CBA 292, Business and Society.

A survey of business finance. Coverage of the basic financial decisions including investment, financing, and dividend.

This course introduces the financial concepts, tools and principles utilized by the entrepreneur to initiate, build, and develop a successful entrepreneurial venture. This course also examines the sources of financing necessary to initiate and develop the venture. Additional topics include proforma financial statement development; business valuation models; cash flow analysis; and raising capital from private investors, venture capitalists, and banks.

Personal financial planning including time buying, insurance, housing, investments, budgeting, use of financial institutions, and taxes.

This course involves a study of alternative investments in a challenging environment, including: cryptocurrency, commodities, real estate, and others.

Real estate ownership interest, legal processes, financing instruments and institutions, consideration of subdividing and zoning, federal housing litigation, and taxation.

Analysis of sites and buildings; collection, analysis interpretation of cost and market data; depreciation, capitalization; correlation of value factors; writing of appraisal reports.

Estates in land, purchase and sales contracts, conveyances, mortgages and trust deed transactions, property taxes, landlord and tenant, wills and inheritance.

The commercial bank as a business enterprise; principles of organization and operation; regulatory framework; and problems of competition and growth.

A course that will utilize Microsoft Excel to develop models for analyzing and forecasting financial statements, create and use pivot tables, design interactive worksheets using Form Controls and Active X Controls, and present data utilizing Excel's chart tools.

Analysis of the operating policies of financial institutions and the effect upon the structure of the capital and money markets.

Problems in foreign operations and other aspects of multi-national-business; the role of international money and capital markets; financing trade and economics development.

Institutions, instruments and mortgage banking practices. Emphasis on analyzing mortgage risks, loan terms and rates, servicing, foreclosure, sources of mortgage credit and government influences.

A study of financial decision making. Profit planning, financing strategies, financial analysis and ethical questions are emphasized.

A survey of investment principles and practices. Emphasis is given to security analysis and portfolio management, with special attention focused on the individual investor.

Application of financial management techniques to capital structure policy, dividend policy, financing decisions, working capital management and corporate restructuring.

Financial theories and problems involving investment, financing, and dividend decisions. (Writing Intensive Course)

Research will be conducted into an area of special interest documented by a thesis-styled research paper.

Provides the finance major with practical experience in the field via an internship arrangement. Grade: Pass/Fail.